Benefits Compliance & Education Compliance Minimize Risk through Proper Compliance Do you find it difficult to keep up with legislation affecting insurance, your industry and your business? Employers Select insurance Services Inc., can provide Legislative Brief educational articles to help you understand important regulations and stay in compliance. Our materials cover health care reform, COBRA, HIPPA, FMLA, Medicare Part D, ADA, state-specific legislation and more. Employers Select Insurance Services, Inc., will also provide all required employee benefit filings and documentation, SPD/Wrap documents & annually required employee notices. ACA We have all the resources you need to successfully navigate the ACA. Contents Include: Expand ACA reporting Complete legislative guides Timely Updates Employee education materials Health care reform video content COBRA Employers Select Insurance Services, Inc., provides complete Federal COBRA and HIPPA administrative services. Contents Include: Expand Notifications to departing employees Receive payments Track time limits Produce appropriate correspondence for COBRA participants Assist COBRA participant with questions and claims ERISA ERISA requires that you provide several types of documents to the Department of Labor (DOL) and plan participants. Noncompliance can result in fines, so make sure you're providing the right documents at the right times. Contents Include: Expand Plan Document, within 30 days of a written request SPD, within 90 days of enrollment SMM, within 210 days after affected plan year ends Form 5500, Before end of 7th month after plan year ends SAR, within 210 days after the plan year ends, or 2 months after Form 5500 due {If due date extended) This report is a narrative report of the Form 5500 and includes a statement of the participant's right to receive the annual report. DOL AUDIT GUIDE The Department of Labor (DOL) has broad authority to investigate or audit an employee benefit plan's compliance with the Employee Retirement Income Security Act (ERISA). Audits are performed by the DOL's Employee Benefits Security Administration (EBSA). Contents Include: Expand INTRODUCTION PREPARING FOR (AND AVOIDING) A DOL AUDIT NAVIGATING A DOL AUDIT CHECKLIST OF REQUESTED DOCUMENTS AVAILABLE RESOURCES SAMPLE DOCUMENTS This guide is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. This guide may not address all compliance issues with federal, state and local laws or identify all possible requests that may be made in connection with an audit. Education Providing Continuous Education, Training, and Top Technical Resources Education & Training We provide exceptional service through our education and training opportunities. Our employee open enrollment meetings are designed to help educate employees, promote health care consumerism and reduce high claim utilization and high-dollar claim expenses. Human Resources Education, Tools and Forms Our HR policy support includes educational articles on important HR issues, plus tools such as surveys, checklists, letters and forms as well as a comprehensive employee handbook and HR Hotline. Open Enrollment Support Open Enrollment is your opportunity to show the value and special features of the benefit package you have provided to your employees. Employers Select Insurance Services Inc., will enthusiastically conduct an open enrollment meeting and Q&A session. Professionally designed open enrollment guides with plan summaries, definitions and helpful tips. Complete online enrollment capability HSA education and tracking tools Custom benefits app Employee access to Employers Select Account Managers for questions
