Employers Select Insurance Services Joins OneDigital, a leading insurance, financial services, and HR Consulting firm.

Employers Select Insurance Services Joins OneDigital, a leading insurance, financial services, and HR Consulting firm.

We work with a lot of companies in the Sacramento and Roseville areas and when it comes to offering health insurance to employees many business have a tendency to view it as an “expense”. Although it is true that health insurance for employees will require the business to spend money, it is better to think of purchasing small business health insurance as an investment.

This isn’t just a shift in mindset. Small business health insurance mostly benefits your employees and their families, but a good insurance plan can also provide significant benefits to your business itself. Here are some of the ways it actually helps your business:

Business Owner Goes Over Several Small Business Health Insurance Plans

  1. Increased Employee Morale

It is no secret that having good health coverage can improve the morale of your employees. Small business health insurance can provide your employees with the peace of mind they need to focus on their daily tasks, boosting their productivity. Increased productivity leads to more efficiency and profitability.

  1. Attract Better Employees

Increased competition in today’s market doesn’t just mean competing for customers, it also means competing for top employees. Employees today have more access to information are very knowledgeable about what is available from companies when it comes to benefits. Great health insurance coverage can help you attract high quality candidates and keep good existing employees on your team. This is especially true if you are generous with the employer contribution on the monthly premiums. In fact, many potential employees will accept slightly lower salaries if it means a fantastic healthcare coverage.

  1. More Tax Deductions

What many companies who are contemplating group plans often don’t fully realize are all of the tax advantages that may be available to them. Generally speaking, one hundred percent of employer expenses related to health insurance for employees or their dependents’ is tax deductible. Some small business employers are even eligible for tax credits. An experienced benefits broker can share with you all of the tax advantages that are available to you. Sometimes the realized cost is lower than what you might think.

Things to Keep in Mind…

Of course, the main reason for getting group health insurance is to make sure that your employees are covered in case of illness or a medical emergency. Take the time to talk to your employees about what kind of coverage would be most beneficial for them. This will help you get a clearer picture of what kind of health insurance will work best for your business. Discuss their wants and needs with a health insurance broker so he or she can provide you with a shortlist of insurance plans that are a perfect fit for your employees and your business.

Employers Select Insurance Services Inc.is located in Rocklin, CA and represents many years of experience in group health insurance and employee benefits. We work with companies all over Northern California including Sacramento, Roseville, Folsom, Elk Grove and the San Francisco Bay area. We offer free consultations and have a bevy of free information on our website Info Center.


How Small-Business Owners Can Win the Health Insurance Game, Entreprenuer.com

The Importance of Health Insurance to a Company, SmallBusiness.Chron.com



Sacramento, CA Office:
5701 Lonetree Blvd., Ste. 111
Rocklin, CA 95765
(916) 248-4777

Service Areas

California businesses and multi-state employers service areas.


National Association Of Health Underwriters

Employers Select Insurance Services, Inc., CA DOI#: 0H81881 | Site Map